About Us (and how our dealers can slot you to a great auto loan rate)

The Auto Loan Doctor is part of a nationwide car loan operation

Our parent company pretty much invented subprime auto finance back in 1989, and we're currently celebrating our 20th anniversary.

We use state-of-the-art computer security measures to protect your financial information. Our services are free -- and there's no obligation to buy after you apply.

It's important to note that we're not one of those "Everybody is approved" kind of places. Quite frankly, there are some people who will never get credit from a reputable lender, and we work only with reputable lenders. Our dealers are linked to hundreds of lenders, so they can slot you to the best auto loan rate your credit score will allow.

We want to help with a good auto loan rate,
but we want you to find a really good car, too.

Many bad credit car loans are in the $8,000 to $10,000 range because that's a loan size that results in an affordable payment. Good news for you: there are a lot of great cars in that price range.

In fact, thanks to the deep drop in auto sales, and the resulting deep discounts from auto dealers, there are BRAND NEW cars available in the $10,000 range, including the Chevy Aveo, Nissan Versa and Kia Rio. Ford -- in the best shape financially of the Detroit automakers and the best American manufacturer, quality-wise, according to Consumer Reports -- has some amazing deals available.

In terms of used cars, Auto Loan Central breaks down its research on top used cars for bad credit customers by price range, $4,000 to $6,000, $6,000 to $8,000, or $8,000 to $10,000. In terms of the more familiar car sites, we suggest researching at Edmunds.com, NADA Guides or Kelley Blue Book.

The key in finding a good deal on a used car is reliability, and the best site we've found for researching the reliability of all kinds of vehicles is MSN Autos. Simple to use quality research that can get you a better ride. Look at it this way -- do you want to buy a tiny new Miata or a five-year-old luxury car like an Infiniti G35?

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